When I bought my first car, I had no idea what I was getting into. My monthly payment was much more than I could afford, which really stressed me out. After a careful analysis of my loan, I realized that I had bad credit, which had damaged my interest rate. It was devastating, but fortunately, I was able to refinance my loan. It was amazing how much less expensive my loan was, and how much more manageable the terms were. This blog is all about helping people to understand auto loan terms, so that you aren't left in a financial situation you can't afford.